I can’t afford my house in Willingboro, NJ anymore!

February 16, 2018

No matter how bad your finances are, keeping your house should always be a priority. But what if you can’t meet your mortgage payments, property taxes, and home repairs anymore? With money tight, and mortgage payments looming, what options do you have? Continue reading to learn more about a few, less obvious solutions.


6 Ways to Improve Your Negotiation Skills

February 7, 2018

Buying a house is one of the most important purchases in your life. You need to brush up on your negotiation skills for this is the time you need them the most. The difference between a good negotiation and a bad one can translate into thousands of dollars and can influence your life for years to come.


4 Dangers of Unpermitted Improvements

January 3, 2018

Many of the improvements you make to your house require a permit. Some of them are very obvious, others not so straight forward.

You need a permit for the following: structural changes such as removing a load-bearing wall, adding a room or a bathroom, replacing the existing plumbing system, installing a new electrical service, replacing a water heater, adding a deck, replacing windows (if the size changes), and adding a balcony. When in doubt, check with your local Construction Office.


How to Select the “Right” Contractor

December 28, 2017

Whether you are planning to build a brand new house or just remodel your existing house, most homeowners need the services of a reliable and reasonably priced general contractor who can manage the services of other contractors. The alternative to hiring a general contractor is to search, verify credentials, interview, negotiate, and contract with other contractors (e.g. an electrician, a plumber, an HVAC specialist, a carpenter, a painter, etc.) directly and then to manage the entire project yourself. Most homeowners do not have the experience nor the desire to become their own general contractor!


Real Estate Companies or Individual Agents

December 22, 2017

The home-buying process can be very stressful, regardless of whether you’re a first timer or a seasoned veteran. Fortunately, you can always find a real estate agency or an independent realtor willing to do a lot of the grunt work for you.

When you sell your house, unless you are selling it yourself (i.e. For Sale by Owner (FSBO)), you will have to decide if you want the help of a real estate agency or an independent agent. Your decision will be influenced by the type of property and its location, as well as by the real estate market itself.


Top 5 Home Improvements that Add Value

November 29, 2017


As home prices are making remarkable strides upward nationwide, improvements projects also continue to make a comeback. Many home improvement projects don’t add value to your home, especially in a down market. There are certain home improvements that can even detract from the asking price when you decide to sell. On the other hand, some projects can add significant value to your home.


Does It Make Sense to Refinance?

November 22, 2017


It seems like an easy question. However, in reality, you could have a difficult time answering it properly. First, you should know how long you plan on living in your house. Then you should ask yourself why you want to refinance your current mortgage loan. Usually, this question has three possible answers…


Do I Really Need a Building Permit?

November 16, 2017

building permit

You have a vision. You know exactly how you would like to remodel your house. But do you need a building permit?

Most people who begin a remodeling or construction project on their property don’t like to think about building permits because of the costs and delays in obtaining permits and the inspections (and sometimes re-inspections) required. However, obtaining one ensures that the work is done correctly and is safe for you and your family.


Sell House Fast Willingboro NJ

November 11, 2017

The competition is fierce, and these days you’ll need online and offline advertising skills to set your house listing apart from the rest. Are you looking to do more leg work online so you can sell your house fast? If you’re not active, engaging, and networking online, then you’re missing out.


Documents You Need Before Applying for a Home Loan

November 8, 2017


As a result of the 2008 financial crisis, before approving loans mortgage lenders need to verify that borrowers can afford to make their monthly mortgage payments. In January 2014 the Ability to Pay Rule went into effect. This act has brought several changes in how mortgages are granted. Mortgage lenders expect you to provide a full set of documentation verifying your financial and personal life. Your lender may require more or less documents, but here are the general guidelines to help you prepare…